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What Progressive Offers for Tesla Car Insurance

For Tesla owners, Progressive offers a range of insurance options to match the unique needs of electric vehicles (EVs). Ensuring a Tesla comes with special considerations, from potential repair costs to high-tech features, and Progressive addresses these through customized coverage and discounts tailored to EVs.

Tesla car insurance information:

• Tesla insurance costs about $2,914 a year for a 2023 Tesla Model 3, while the average car insurance rate is $2,305 a year.
• State Farm is recommended as the best car insurance company for a Tesla, with the cheapest rates for most models.
• Tesla also offers its own insurance program with a usage-based rate system.
• To get a quote for a new policy as a current Tesla vehicle owner, use the Tesla app and provide a valid VIN and current driver’s license

1. Comprehensive and Collision Coverage

Tesla vehicles often feature advanced technology and premium materials, making repairs more specialized and sometimes costly. Progressive offers comprehensive collision coverage to protect against theft, weather damage, accidents, or even run-ins with wildlife. These coverage types are especially beneficial for high-value vehicles like Teslas.

2. Tesla-Specific Coverage Benefits

With high repair costs for items like Tesla’s battery packs, sensors, and Autopilot features, Progressive’s coverage considers the unique needs of Tesla vehicles. In case of a collision or malfunction, Progressive can provide coverage for Tesla’s proprietary parts and technology, which may cost more than standard parts.

3. Snapshot® Safe Driving Program

Tesla vehicles offer real-time driving data, which makes it easier for Progressive’s Snapshot® program to reward Tesla drivers with discounts for safe driving habits. By enrolling in Snapshot®, you can earn potential discounts if you exhibit safe driving patterns such as smooth acceleration, gentle braking, and limited nighttime driving.

4. Gap Insurance for Financing and Leasing

Since many Tesla buyers finance or lease their vehicles, Progressive offers gap insurance to cover the difference between what you owe and the car’s actual value in case of a total loss. This can be a valuable addition for Tesla drivers, given the vehicle’s depreciation and high initial value.

5. Roadside Assistance

Progressive’s roadside assistance is a great asset for Tesla owners. EVs face unique situations, like running out of charge rather than fuel, and Progressive’s service includes towing to the nearest charging station or repair facility, jump-starts, and tire changes, ensuring you’re not stranded without support.

6. Discounts for EV Owners

Progressive understands that EV owners may drive differently and maintain a lower environmental footprint, so they offer unique discounts for electric vehicles like Teslas. You may be eligible for eco-friendly discounts, and additional savings if you insure multiple vehicles with Progressive.

7. Easy Access to Mobile Claims and ID Cards

Progressive’s mobile app offers convenient tools for Tesla drivers who value tech-friendly options. Through the app, you can access your insurance ID card, manage claims, and get assistance—all from your phone. This feature complements the tech-centric lifestyle of Tesla owners who are used to mobile connectivity and app-based control over their vehicle’s features.

Getting the Best Progressive Deal for Your Tesla

To maximize savings on your Tesla insurance policy, consider using Progressive’s Name Your Price Tool, which allows you to set your budget and receive a coverage plan that aligns with it. Additionally, enrolling in Snapshot® and bundling other policies with Progressive, such as home insurance, can unlock even more discounts.

Final Thoughts

Ensuring a Tesla with Progressive provides specialized coverage options designed for EV drivers, making it a strong choice for Tesla owners. From gap coverage to the Snapshot® discount program, Progressive helps you safeguard your Tesla with policies that are both comprehensive and customizable.